Motor Vehicle Legal Terms
The laws regarding motor vehicles differ from state to state. In general, the laws assume that the vehicle was used by the owner’s permission.
The mortality rates are affected by laws that increase penalties, make revocation automatic, or target social hosts. Mandatory education, alcohol treatment, and interlock devices have a limited impact.
Legal Definitions
The laws governing motor vehicle accident lawyer vehicle legal terms are formulated and determined at the state level. The definitions used by the federal government for national fuel economy standards and licensing requirements for commercial vehicle drivers are primarily administrative and are not applicable when states establish their own classifications of registration. These classifications for vehicle registrations determine whether a driver has to get a license specific to operate certain kinds of vehicles.
The laws of the state define terms such as “automobile,” “light trucks” and other terms. For instance, the definition of a light truck comprises all motor vehicles with a manufacturer’s rated carrying capacity of less than 7,500 pounds. This excludes pickup trucks as well as panel delivery trucks. This is any vehicle or combination designed to carry passengers or property within its own structure. This includes manufactured homes and trailers.
Wheel chairs are a vehicle with wheels, which is used by people who physically disabled and are unable to walk. A moped is a vehicle with no more than three wheels on the ground and that travels at an maximum speed of 35 miles per hour.
A pedicab, also known as pedal-driven vehicle, is driven by the driver who sits on the top. The owner of a vehicle is the one who is the legal owner.
Traffic Laws
Each state has its own motor vehicle accident attorneys vehicle laws that cover everything from the registration process to the insurance requirements. These laws also cover the types of vehicles covered by the law. While some of these laws are fairly similar between states, others vary significantly. There are laws that restrict the number of passengers that can be transported by pedicab. There are laws against reckless driving on certain types of roads, like a parking lots.
If you do not follow the law, you could be punished and fined. The penalties could vary from having your driver’s licence suspended to having to attend a traffic school.
One of the most important laws in a state pertaining to vehicles is that which governs the speed limits placed on roads. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.
The law also sets out the definition of the term “motor vehicle.” This includes any description of carriage or other contrivance that is propelled by mechanical power and is used on a public highway for the transportation of people or property or for other commercial purpose. It does not include trailers and semitrailers such as coaches or house trailers and vehicles that operate only on tracks or rails snowmobiles, all-terrain vehicles and snowmobiles, motorized mobility assistance devices operated by a person with disabilities and self-propelled hay harvesting machines and tractors.
Insurance
A motor vehicle insurance policy is a contract which protects the insurer against financial losses caused by bodily injury or death or property damage caused by a third party arising from operating, ownership, maintenance, or use of an insured vehicle. It can also cover physical damage to the vehicle. It must include the name and address the named insured as along with the coverage provided by the policy. It also contains the amount of the premium as well as the time period during the duration of the policy in force, as well as the responsibility limits. It should also include an agreement or endorsement that states that the insurance coverage is in accordance with the coverage specific to bodily injury or death, as well as property damage.
The wording in a motor vehicle policy can be confusing to anyone, and Duncanville law firms will often recommend that a person read the sample policy to understand the terms. One of the biggest areas of confusion is the definition of “motor vehicle accident lawsuits vehicle.” The phrase is used frequently in statutes governing registration of vehicles as well as financial responsibility laws.
Examples of coverages offered under the motor policy include commercial auto insurance for cars used for business, commercial establishments or other activities, employment or jobs conducted for profit, as well as automobile liability insurance, which covers PIP MP, MP, as well as uninsured and underinsured coverage for drivers (UM/UIM). This kind of insurance is required in many states.
Permissive Use
If you are not the named insured or family member drives your vehicle and is involved in getting into an accident, it’s important to understand how insurance coverage works in these circumstances. This is called permissive usage. The specifics of your insurance policy may differ, but the majority of large car insurers offer this type coverage.
It is important to keep in mind that you are liable for any damages caused by a driver who has your permission. Permission can be express or implied, and does not usually need to be in writing.
In determining whether there is implied consent, courts look at the relationship of the parties, their previous conduct and use of the vehicle and the circumstances surrounding a particular driving incident. The court will also consider if any restrictions were placed on the scope of permissive use and if even slight deviation from the date, time, and location restrictions of the original permission would violate these restrictions.
Remember that adding an additional driver to your auto insurance policy is likely to raise your premiums, as the vehicle becomes more difficult to insure. It is therefore important to consider your options carefully prior to lending your vehicle to anyone else. Contact Jerry for a free insurance quote and to discuss the policy’s terms.
