The long-term consequences of a crash could leave you with expensive medical bills, a decreased income, and even pain and suffering. The negligent party responsible for your crash should be obligated to compensate you for these losses.
A skilled New York City auto accident lawyer can help you seek full compensation for all of your losses. A trained car accident attorney can also protect you from unwarranted denials by insurance providers.
Distracted driving
Every driver is responsible to drive safely and be aware of the road. Distracted driving is a major cause of collisions and near-collisions, and it can be extremely dangerous for other drivers on the road. If you’ve suffered injuries due to distracted drivers you could be legally entitled to compensation.
Distracted driving can include eating, reaching out for items in the car, interacting with passengers and adjusting dashboard controls, such as the temperature or radio, personal grooming like shaving or applying makeup, and many more. This includes eating, reaching in the car for items as well as interacting with other passengers and adjusting the dashboard controls such as the radio or temperature. It can also be personal grooming like shaving or applying makeup.
According to research conducted by the National Highway Traffic Safety Administration and Virginia Tech Transportation Institute, approximately 80 percent of all crashes and 65 percent of near-collisions are caused by driver distraction. And even just turning your attention away from the road for five seconds at 55 mph doubles your chance of being involved in a crash.
An experienced lawyer for auto accidents can help if you have been injured in an accident caused by the driver who was distracted. They will review your case and present the most persuasive arguments for full compensation. This includes covering all your future and current costs.
Car crashes
Car accidents can take a variety of forms such as simple fender benders to catastrophic head-on collisions. The type of accident determines who is at fault, as does the severity and extent of the victims’ injuries and the amount of financial losses.
According to the National Highway Traffic Safety Administration’s (NHTSA) statistics the driver’s error is a leading reason behind motor vehicle crashes. Even the tiniest distraction like switching radio stations and applying makeup or the road map can cause a serious crash. Other reasons for car accidents include speeding, drunk or reckless driving, bad weather conditions, inexperienced drivers, or older drivers.
A competent New York City car accident lawyer will analyze your case and pinpoint all parties responsible for your injuries and financial losses. They can also negotiate an equitable settlement with the defendant’s insurer.
A seasoned auto accident law firms accident lawyer can assist you in obtaining the compensation you deserve, which could include future and past medical costs as well as lost wages, mental and physical emotional distress, and more. They can also make sure that your claim is covered by coverage for sub-insured or uninsured drivers, if required. This is particularly crucial if the driver at fault doesn’t have insurance, or has only the minimum amount required by New York law.
Uninsured or underinsured drivers
Some drivers don’t have insurance while others have a minimal amount of insurance. It can be difficult to recover compensation if an under-insured or uninsured driver causes a collision. In these cases, you should have a qualified legal advocate who can assist you in achieving your goals as well as those of the insurance company.
When the other driver’s liability limits aren’t high enough to pay for your losses, you may be able to file a claim under your own insurance policy’s underinsured/uninsured motorist coverage. This type of coverage is typically part of a full-coverage insurance policy and can provide you with important protections in a serious accident.
The process of making a UIM/UM claim is similar to that of filing a traditional car accident claim. It typically involves submitting copies of your medical bills and repair bills for your automobile. The insurance company will evaluate these along with other documents to determine where your losses fall within the bounds of the other driver’s coverage.
It is best to talk to a New York City car accident attorney as soon as is possible following the accident and submit a UIM/UM claim right away, particularly when the other driver claims they do not have or lack insurance coverage. This allows your lawyer to work with the other driver’s insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property Damage
If your vehicle is damaged in an accident, it is possible to get compensation through the insurance company of the party at fault. Our lawyers can assist you file a claim for both economic and non-economic losses, including the cost of medical bills and lost income. You may be entitled to compensation for the pain and discomfort you have experienced.
We will carefully review the damage caused to your vehicle and then record all physical evidence to support your case. This includes taking photographs of the scene of the collision and your property, such as scratches, broken glass, and cracked screens for your devices. We will also gather any police reports or accidents and any witness information.
The law in New York State is based on negligence in a comparative manner. This means that if you are found to be partially responsible for an accident, you’ll be penalized by the amount of blame you receive. Likewise, the defendant may find themselves to be the sole responsible for the accident and therefore ineligible to recover in any way.
It is not advisable to give any written or oral declarations to representatives of the insurance companies of the parties at fault because they could be used in court later against you. It is recommended that you see a doctor as soon possible after the incident. Certain injuries may take a while to manifest and could be used against you in court if later you attempt to claim compensation.
